Last Updated: November 4, 2025

Welcome to Cothink’r, a boutique advisory, coaching, and teaching firm owned and operated by cothinkr LLC (“Cothink’r”, “we”, “us”, “our”, or similar). These Terms of Service (“Terms”) are by and between you and Cothink’r and governs your access and use of Cothink’r’s proprietary content and coaching platform and access of the Cothink’r website, generally (collectively, our “Services”).

“You” and similar terms means you, as an individual, as well as any organization, business, or entity on whose behalf you are accessing or using the Services (“Organization”). By accessing or using the Services, and entering into these Terms, you represent and warrant that you are authorized to enter into these Terms on behalf of yourself and such Organization.

By: (i) accessing or using the Services, including interacting with our website, (ii) purchasing or signing up for a Subscription (defined below), or (iii) otherwise clicking on the “I Agree,” “Submit,” “Create Account,” or similar button or check box when prompted, you accept and agree to be bound and abide by these Terms. You also agree to bind the Organization on whose behalf you are accessing or using the Services. If you do not want to agree to these Terms, you must not access or use the Services.

THESE TERMS CONTAIN A CLASS ACTION WAIVER AND WAIVER OF JURY TRIAL; PLEASE REVIEW THESE TERMS CAREFULLY.

You understand that we reserve the right to change or amend these Terms from time to time. Except as otherwise required by law, all changes shall be immediately effective upon their posting to the Services. You acknowledge and agree that your continued access and use of the Services following such changes shall be deemed acceptance by you of any new or amended provisions of these Terms.

1.  SERVICES. The Services to which you are receiving access and a license to use pursuant to these Terms will be identified in the corresponding online Subscription choice, which you can select at the time you create an account and/or make a purchase (each, an “Subscription”). In each case, your usage of the Services is limited to the terms and conditions specified in the Subscription, including any limitations on content access, content usage, or amounts or types of users.
2.  PRIVACY POLICY. Your access and use of the Services, including your creation of an account with Cothink’r, is subject to our Privacy Policy located at https://cothinkr.com/privacy-policy/. Please carefully review our Privacy Policy. You agree that the collection, use, and disclosure of your personal information is governed by our Privacy Policy, and you consent to all actions we take with respect to your personal information consistent with the Cothink’r Privacy Policy.
3.  USER REQUIREMENTS. By accessing or using the Services, and/or authorizing the use of the Services by another individual, you represent and warrant that you are 18 years of age or older and otherwise meet all of the requirements contained herein to enter into these Terms. If you do not meet all of these requirements, you must not access or use the Services. Those who choose to access the Services from outside of the United States of America do so on their own initiative and at their own risk and are responsible for compliance with all applicable laws, rules, and regulations in their respective location in doing so.
4.  LICENSE GRANT. Subject to your compliance with these Terms, we hereby grant you (the “User”) a limited, non-exclusive, non-transferable, right to access and use the Services, during the Term (defined below), solely and strictly in accordance with these Terms for lawful purposes. You understand and agree that the Services are provided under license to you, not being sold to you, and you do not gain any ownership interest of any kind in the Services under these Terms. You are not in any way authorized by the license granted hereunder, or these Terms, to exploit the Services to compete with Cothink’r’s business or to otherwise disadvantage Cothink’r’s business. 
5.  CREATING AN ACCOUNT. In order to access the Services, you may be required to create an account with Cothink’r that may include choosing an account username and setting a password. When you do so, the information you provide Cothink’r must be accurate, complete and up-to-date. When registering with Cothink’r, you shall not impersonate anyone else, choose usernames that are offensive, or violate anyone’s rights. If you do not follow these rules, we may cancel your account. Depending on the level of permissions assigned to your user account, you may not have access to or be able to view or use all of the functions or features of the Services. Cothink’r reserves the right to adjust account features depending on the Subscription model applicable to your use of the Services.
6.  ACCOUNT SECURITY. You acknowledge and agree that you are responsible for all the activity on your account, and for keeping your account credentials secure and confidential. If you have reason to believe that someone has accessed or used your account without your permission, you must immediately change your password and report the incident to Cothink’r using the “Contact Us” details below. You will be held liable for losses incurred by Cothink’r, or any other user of the Services, due to someone else using your Services password or account. You shall not use anyone else’s Services password or account at any time and are not permitted to share passwords or account credentials with any other person. For Organizations, you must assign (or require the creation of) unique accounts for each individual you authorize to access the Services; account credentials cannot be shared. Cothink’r cannot and will not be liable for any loss or damage arising from your failure to comply with these obligations.
7.  ACCESSING THE SERVICES. From time to time, we may restrict Users’ access to some parts of the Services or the entire Services. Cothink’r will use commercially reasonable efforts to ensure the Services are available, but makes no guarantees regarding uptime or availability of the Services. You are responsible for: (a) making all arrangements necessary for you to have access to the Services, including your internet connection and internet stability; and (b) ensuring that all persons who access the Services through your internet connection or devices are aware of these Terms and comply with them. We may block, limit, or terminate your access to the Services if: (i) you violate these Terms; (ii) you violate any applicable law, rule, or regulation relating to your use of the Services; (iii) you engage in any conduct which we, in our sole discretion, believe is offensive, defamatory, or otherwise harmful to us or others; or (iv) you breach any other agreement with us.
8.  INTELLECTUAL PROPERTY. You acknowledge that, as between you and Cothink’r, Cothink’r owns all right, title, and interest, including all intellectual property rights, in and to the Services, including all content that is available via the Services, and all software, hardware, firmware, and derivatives of the same, and, with respect to third-party data or information, the applicable third-party owns all right, title, and interest, including all intellectual property rights, in and to the third-party data, name, image, and likeness, and trademarks. Cothink’r’s names and logos and all related product and service names, design marks, and slogans, including COTHINK’R, are the trademarks or service marks of Cothink’r. All rights are reserved. You are not authorized to use any Cothink’r name or mark in any advertisement, publicity, or in any other commercial manner without prior written consent of Cothink’r. All other trademarks, trade dress, images, photographs, and other works appearing in connection with the Services are the property of their respective owners. The entire contents and design of the Services are protected by U.S. and international copyright law. All rights regarding the Services and materials contained on or in the Services, including any and all technology, code, or design related to the Services, are either owned by Cothink’r, are licensed to it, or are used with permission. Cothink’r and its licensors, vendors, or other service providers retain and reserve all intellectual and proprietary rights to the Services. You are expected to obey all copyright restrictions. Please use the contact information at the end of these Terms if you desire permissions not otherwise provided for by these Terms. 
9.   PROHIBITED USES AND CONDUCT.

You may use the Services only for lawful purposes and in accordance with these Terms.

You agree not to use the Services: (a) in any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the U.S. or other countries), or any person’s rights; (b) for the purpose of exploiting, harming, or attempting to exploit or harm any person in any way by exposing them to inappropriate content, facilitating harassment, or otherwise; (c) to impersonate or attempt to impersonate Cothink’r, a Cothink’r employee, another user, or any other person or entity; or (d) to engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Services, or which, as determined by us, may harm Cothink’r or users of the Services, or expose them to liability.

You agree not to, and will not permit any third party to introduce to the Services or any Cothink’r system any viruses, Trojan horses, worms, malware, ransomware, logic bombs, or other material that is malicious or technologically harmful, or attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Services, any Cothink’r accounts, the servers on which the Services is hosted or stored, or any server, computer, or database connected to the Services. You are solely responsible for any liability associated with your use of the Services. You shall not, and are not authorized to, use the Services in any manner that violates any person’s rights or any applicable law.

10.  USAGE DATA.

Cothink’r may monitor and collect data about your use of the Services. For the purposes of these Terms, Cothink’r may generate: (a) aggregated or de-identified data derived from your use of the Services and that does not identify you and is not capable of re-identifying you (“De-Identified Data”); or (b) statistical or technical data related to your access or use of the Services (“Technical Data”). As between you and Cothink’r, all De-Identified and Technical Data is solely and exclusively owned by Cothink’r. Cothink’r may use such data for any lawful purpose, including to manage and improve the performance of its Services, for statistical analysis, and for research, commercial, and development purposes.  

11.  FEEDBACK.

Cothink’r may solicit your feedback regarding your experience accessing or using the Services. The comments, information, and details you submit to us through surveys, reviews, or other forums regarding your experience accessing or using the Services, including without limitation any suggestions or recommendations regarding the Services’ features or functionality, including any improvements (“Feedback”) may be used by Cothink’r without any obligation, limitation, attribution, or compensation to any party. You hereby assign to Cothink’r all right, title, and interest, including intellectual property rights, in and to any ideas, inventions, know-how, concepts, techniques, or other concepts contained in the Feedback.

12.  TERM. 

a. License Term. The Services may be offered on a monthly or an annual Subscription basis, or for the term otherwise specified in the Subscription (the total time of active contract, the “Term”). Any Subscription is billed in advance on a monthly or an annual basis (unless otherwise specified in the Subscription) and is non-refundable. Your agreement for purchasing a license becomes binding upon your purchase of access to the Services via a Subscription.

b. Renewels.  After the initial Subscription period, the license will automatically renew for successive periods of the same length, unless you cancel the Services before the current period ends. In the case of a Subscription, cancellation (whether through a functionality within the Services, you’re your account options or via email at the contact information below) must take place at least thirty (30) days prior to the end of the then-current period. Cothink’r is under no further obligations to you upon your termination of the Subscription. Upon terminating a Subscription, your account and the Services will become unusable.

c. Free Trials. If you initially sign up for free trial, your ability to access the Services will cease upon the expiration of the free trial. In order to continue using the Services, you must provide Cothink’r a valid payment method (such as a credit card).

Cothink’r has the right to cancel Subscriptions at any time for any reason. If Cothink’r cancels your Subscription for a reason other than for cause, you may request a refund from Cothink’r by contacting us at the information provided below.

Upon termination or expiration of your Subscription, you must cease all use of the Services and all content that was obtained in connection therewith.

WHEN YOUR SUBSCRIPTION ENDS, YOU MUST DELETE AND DESTROY ALL CONTENT IN YOUR POSSESSION OR CONTROL THAT YOU ACCESSED VIA THE SERVICES; YOU HEREBY ACKNOWLEDGE AND AGREE THAT FAILURE TO DO SO IS AN INFRINGEMENT UPON COTHINK’R’S INTELLECTUAL PROPERTY RIGHTS.

13.  CREDITS; FEES; REFUNDS. You shall be responsible for any and all fees charged by Cothink’r for the license granted under these Terms and for any subsequent renewals. The full amount for each renewal term will be charged to the payment method you have provided or is linked to your account on the first day of the renewal. Fees are specified in the Subscription, but may change upon Cothink’r’s notice to you (via email) regarding the same. Users are not entitled to any refund of fees, except as otherwise described herein. Any promotional credits issued to you by Cothink’r cannot be redeemed for cash, and expire or terminate with the expiration or termination of your then-current Subscription.
14.  PAYMENT METHOD. In order to purchase a Subscription to the Services, you may be asked to supply certain relevant information, including your credit or payment card number and expiration date or similar payment information, your billing address, and email. You represent and warrant that you have the right to use any credit or payment card or other payment mechanism that you submit in connection with the purchase of a Subscription and that you have all authority necessary to purchase a Subscription using the credit card or payment mechanism that you submit. By submitting such information, you grant Cothink’r the right to provide such information to third parties for the purposes of facilitating your purchase. You also hereby grant Cothink’r the right to charge any payment method associated with your account to collect any fees owed or due to Cothink’r. You acknowledge and agree that Cothink’r is not responsible for how any third-party credit card or other payment method processor transmits, stores, uses, or shares your information.
15.  FUNCTIONALITY AND UPDATES. Cothink’r reserves the right to change, suspend, or discontinue any aspect of the Services at any time, including availability of any particular content.  We may from time to time in our sole discretion develop and provide Services updates, which may include upgrades, bug fixes, patches and other error corrections, and/or new features (collectively, including related documentation, “Updates”). Updates may also modify or delete in their entirety certain features and functionality. You agree that we have no obligation to provide any Updates or to continue to provide or enable any particular features or functionality.
16.  THIRD-PARTY SITES AND LINKS. Cothink’r makes reasonable efforts to determine that other website owned or operated by third parties accessible via the Services (collectively, “Third-Party Websites”) are active and appropriate at the time the links to such Third-Party Websites are placed in the Services. Cothink’r has no control over, and assumes no liability for, the continued existence of, or the material available on, any Third-Party Website. Should you discover that any link in the Services references a Third-Party Website that is no longer active or that contains inappropriate or irrelevant information, please notify us by sending an e-mail message to the address listed below. Links from the Services to Third-Party Websites do not constitute or imply an endorsement, sponsorship, or recommendation by Cothink’r (or any of its subsidiaries or affiliates) of the third party, the Third-Party Website, or the resources, information, or content contained therein. Cothink’r does not endorse or warrant, and is not responsible or liable for, any such Third-Party Website or the content thereon. Please review the applicable third party’s terms and conditions and privacy policy when interacting with or using any Third-Party Website.
17.  CONSENT TO DOING BUSINESS ELECTRONICALLY. You hereby agree that we may deliver all notices, disclosures, documents, reviews, analyses, or other materials, and any and all other documents, information, and communication concerning you or Cothink’r by means of email, by posting in the Services, or by other means of electronic communication. Considering Cothink’r operates principally on the internet; by accessing the Services, you hereby consent to transact business electronically and to receive electronically all disclosures, documents, communications, notices, contracts, and agreements arising from or relating in any way to your or our rights, obligations, or services under these Terms or any other agreement between you and Cothink’r.
18.  INDEMNIFICATION. You agree to defend, indemnify, and hold harmless Cothink’r and its affiliates, and each of their directors, officers, employees, and agents from and against all losses, expenses, damages, and costs, including reasonable attorneys’ fees, resulting from your breach or violation of any representations, warranties, covenants, obligations, or other provisions set forth in these Terms, any breach of the security of your account that was due to your acts or omissions, or your violation of applicable laws, rules, or regulations. We reserve the right, but not the obligation, to take over the exclusive defense and control of any claim for which we are entitled to indemnification under these Terms. In such event, you hereby agree to cooperate and help us in asserting any defenses to such claims.
19.  WARRANTY DISCLAIMERS. Cothink’r disclaims any and all liability for the acts, omission, and conduct of any third parties in connection with or related to your use of the Services. Users are completely responsible for their use of the Services. Users’ sole remedy against Cothink’r for dissatisfaction with the Services or any content is to stop using the Services or any such content at once. This limitation of relief is a part of the bargain between the parties. THE SERVICES MAY CONTAIN TECHNICAL ERRORS, TYPOGRAPHICAL MISTAKES, OR OTHER INACCURACIES. UNLESS OTHERWISE EXPRESSED, THE SERVICES ARE PROVIDED “AS-IS,” WITHOUT ANY WARRANTY AND COTHINK’R EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT, OR ANY WARRANTY THAT THE SERVICES ARE ACCURATE, ADEQUATE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
20.  LIMITATION OF LIABILITY. IN NO EVENT WILL COTHINK’R OR ITS AFFILIATES BE LIABLE UNDER OR IN CONNECTION WITH THESE TERMS UNDER ANY LEGAL OR EQUITABLE THEORY, INCLUDING BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, AND OTHERWISE, FOR ANY: (i) CONSEQUENTIAL, INCIDENTAL, INDIRECT, EXEMPLARY, SPECIAL, ENHANCED, OR PUNITIVE DAMAGES; (ii) INCREASED COSTS, DIMINUTION IN VALUE OR LOST BUSINESS, PRODUCTION, REVENUES, OR PROFITS; (iii) LOSS OF GOODWILL OR REPUTATION; (iv) USE, INABILITY TO USE, LOSS, INTERRUPTION, DELAY OR RECOVERY OF ANY DATA, OR BREACH OF DATA OR SYSTEM SECURITY; (v) COST OF REPLACEMENT GOODS OR SERVICES; OR (vi) DAMAGE OR INJURY TO PERSON OR PROPERTY, IN EACH CASE REGARDLESS OF WHETHER COTHINK’R WAS ADVISED OF THE POSSIBILITY OF SUCH LOSSES OR DAMAGES OR SUCH LOSSES OR DAMAGES WERE OTHERWISE FORESEEABLE.  IN NO EVENT WILL COTHINK’R’S OR ITS AFFILIATES’ AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF THE SERVICES UNDER ANY LEGAL OR EQUITABLE THEORY, INCLUDING BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, AND OTHERWISE EXCEED THE GREATER OF: (i) THE TOTAL FEES PAID BY YOU TO COTHINK’R FOR SERVICES RENDERED IN THE TWELVE (12) MONTHS PRIOR TO THE EVENT GIVING RISE TO THE CLAIM, OR (ii) ONE-HUNDRED DOLLARS ($100).
21.  GOVERNING LAW. These Terms shall be construed and governed in accordance with the laws of the State of Minnesota, without giving effect to any choice or any conflicts of law provisions or rules. Any action relating to these Terms shall be brought in the federal or state courts located in Minneapolis, Minnesota. You hereby agree to personal jurisdiction and submit to venue by such courts, and waive any jurisdictional, venue, or inconvenient forum objections to such courts.
22.  CLASS ACTION WAIVER; WAIVER OF JURY TRIAL.

THE PARTIES AGREE THAT ANY CLAIMS WILL BE ADJUDICATED ON AN INDIVIDUAL BASIS, AND EACH WAIVES THE RIGHT TO PARTICIPATE IN A CLASS, COLLECTIVE, PRIVATE ATTORNEYS GENERAL ACT, OR OTHER JOINT ACTION WITH RESPECT TO THE CLAIMS. EACH OF THE PARTIES HERETO HEREBY IRREVOCABLY WAIVES ANY AND ALL RIGHT TO TRIAL BY JURY IN ANY LEGAL PROCEEDING ARISING OUT OF OR RELATED TO THESE TERMS OR THE TRANSACTIONS CONTEMPLATED HEREBY.

23.  TERMINATION OF USE. You agree that we may, at our sole discretion, limit, suspend, or terminate your access to all or part of the Services without notice if we suspect illegal, fraudulent, or abusive activity. Such activity (including your personal information) may be referred to appropriate law enforcement authorities. Upon suspension or termination of these Terms, your right to access or use the Services will immediately cease, and we reserve the right to remove or delete any information that you may have on file with us, including any account or login information, in accordance with these Terms.
24.  GEOGRAPHIC LOCATION. Cothink’r is based in the United States and our offering of the Services is not intended to subject us to any laws in any jurisdiction outside of the United States. Be aware that access of the Services may result in the transfer of your information to servers located in the United States. If you access the Services from outside of the United States, you consent to all such transfers. You also do so on your own initiative and are responsible for compliance with local laws. We make no claims that the Services or any of its content complies with any laws outside of the United States.
25.  MISCELLANEOUS.

These Terms, any Subscription, and our Privacy Policy constitute the sole and entire agreement between you and Cothink’r regarding the Services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Services.

It is expressly agreed that Cothink’r and all Users shall be independent contractors of each other and that the relationship between the parties shall not constitute a partnership, joint venture, or agency. Neither Cothink’r nor any User shall have the authority to make any statements, representations, or commitments of any kind, or to take any action, which shall be binding on the other party, without the prior consent of such other party.

In addition to these Terms, you may enter into other agreements with us that will govern your use of the Services. If there is any contradiction or conflict between these Terms and another agreement you enter into with us applicable to the Services, the other agreement shall take precedence in relation to the specific aspects of the Services governed by such agreement.

If any part, term, or provision of these Terms is held to be illegal, in conflict with any law, or otherwise invalid, the remaining portion or portions shall be considered severable and not be affected, and the rights and obligations of the parties shall be construed and enforced as if these Terms did not contain the particular part, term, or provision held to be illegal or invalid.

The provisions of these Terms shall survive any expiration or termination of these Terms or completion of any services hereunder to the extent necessary or appropriate to carry out the intent of such provisions.

We may assign our rights and obligations under these Terms, including in connection with a merger, acquisition, sale of assets or equity, or by operation of law. You may not assign rights and obligations under these Terms, including in connection with a merger, acquisition, sale of assets or equity, or by operation of law, without our prior written consent.

The failure by us to enforce any right or provision of these Terms will not prevent us from enforcing such right or provision in the future.

26.  CONTACT US.

If you have questions regarding these Terms or the Services, please contact us by e-mail at [email protected] or by using the contact information provided below:

cothinkr LLC
40 S 4^th Street, Suite 401M
Minneapolis, MN 55415